Effective Date: July 29, 2025

NWCS Workers Comp (“us”, “we”, or “our”) operates the website https://nwcsworkerscomp.com (the “Service”).

This Privacy Policy outlines how we collect, use, and disclose your information when you use our Service, and explains your rights and choices regarding that data. By using the Service, you agree to the collection and use of your information in accordance with this Privacy Policy.

1. Scope of Work

This Privacy Policy applies to all users of the NWCS Workers Comp website and digital services, including:

  • Small business owners and independent contractors seeking workers’ compensation coverage
  • Users submitting personal or business data through our online forms or quote request tools
  • Visitors browsing our website and interacting with service features such as live chat, contact forms, and downloads

This policy does not apply to third-party websites or platforms we may link to or services provided by external partners. Any interaction with such third parties is governed by their respective privacy policies.

2. Information We Collect

Personal Data

While using our Service, we may ask you to provide certain personally identifiable information, including but not limited to:

  • Full name
  • Email address
  • Phone number
  • Mailing address (City, State, ZIP/Postal code)
  • Cookies and usage data

Usage Data

We may collect information on how the Service is accessed and used. This may include:

  • IP address
  • Browser type and version
  • Pages visited
  • Time and date of visit
  • Time spent on pages
  • Device identifiers
  • Diagnostic data

3. Tracking Technologies & Cookies

We use cookies and similar tracking technologies to monitor activity on our Service and hold certain information. Technologies used include:

  • Cookies – Small data files stored on your device
  • Beacons, tags, and scripts – For collecting and tracking data

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some parts of the Service may not function properly without them.

Examples of cookies we use:

  • Session Cookies: To operate our Service
  • Preference Cookies: To remember your settings
  • Security Cookies: For security purposes

4. Use of Data

NWCS Workers Comp uses the collected data to:

  • Provide and maintain our Service
  • Notify you about changes to our Service
  • Allow interactive features when you choose to use them
  • Provide customer support
  • Gather valuable insights to improve the Service
  • Monitor usage and detect issues
  • Prevent fraud and ensure security

5. Data Transfers

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside your region or country, where data protection laws may differ.

By submitting your data, you agree to its transfer to the United States for processing in accordance with this Privacy Policy.

We will take all reasonable steps to ensure that your data is treated securely and not transferred to any organization or country unless adequate controls are in place.

6. Disclosure of Data

Legal Requirements

We may disclose your Personal Data in good faith when necessary to:

  • Comply with legal obligations
  • Protect the rights or property of NWCS Workers Comp
  • Prevent or investigate potential wrongdoing
  • Protect the personal safety of users or the public
  • Defend against legal liability

7. Data Security

While no method of internet transmission or storage is 100% secure, we use commercially acceptable means to protect your Personal Data. However, we cannot guarantee its absolute security.

8. Service Providers

We may engage third-party companies to:

  • Facilitate our Service
  • Provide services on our behalf
  • Perform Service-related tasks
  • Help analyze usage of our Service

These third parties only have access to your data to perform these tasks and are obligated to maintain confidentiality.

9. Links to Other Websites

Our Service may contain links to third-party sites. We are not responsible for their content, privacy policies, or practices. We advise you to review their privacy policies before providing personal data.

10. Children’s Privacy

Our Service is not intended for individuals under 18. We do not knowingly collect personal data from children. If you believe a child has provided us with personal information, please contact us, and we will delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date. We may also notify you via email or a prominent notice on our website.

We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Website: https://nwcsworkerscomp.com

Email: info@nwcsworkerscomp.com

Phone: 786-789-0074